The “Marketplace” is another term for Healthcare.gov, the federal exchange that was created by the Affordable Care Act. Our recommendation is that you purchase Marketplace coverage IF you qualify for a premium tax credit. If not, you should purchase coverage “off exchange,” or outside the Marketplace, or you should consider another coverage option.
To qualify for a premium tax credit to help pay your monthly health insurance premium, you must have an annual household income below 400% of the federal poverty level and cannot have access to other affordable minimum essential coverage, like an employer-sponsored health plan or a government program.
See if you qualify for a premium tax credit
