Here are your Coverage Options Marketplace Plans You should purchase a plan through the federal Marketplace (Healthcare.gov) if you qualify for financial assistance. “Off Exchange” Plans If you don’t qualify for a premium tax credit, there are other options available outside the Marketplace. COBRA or Texas State Continuation If you lose your group health coverage, you may be able to continue your current plan (at full price). HIPAA Special Erollment If you have a qualifying event, you may be eligible for a special enrollment period. Short-Term Health Coverage Healthy individuals can purchase short-term coverage at a much lower cost. Plans for Small Business Owners If you have a side business, you may qualify for a small group plan, and you can start any month of the year. Other Options These include student health plans, supplemental coverage, limited benefit plans, and Health Care Sharing Ministries.