What does JME do?
JME is a producing general agency. We work directly with group, individual, and Medicare clients. Other insurance agents also write business through our agency.
What insurance companies do you work with?
For group health products, we work with the major insurers in Texas: Blue Cross Blue Shield, UnitedHealthcare, and Baylor Scott & White. For group dental and vision, we also work with Humana. For individual health, we normally recommend Blue Cross Blue Shield since all individual plans are HMOs and they have the largest network. And for Medicare supplements, we like Blue Cross Blue Shield due to their stable rate history and great customer service.
Where is JME licensed?
JME is licensed in the state of Texas. We have happy clients across the state.
Can I buy insurance any time of year?
Employers can purchase group insurance plans to start the 1st or 15th of any month. Individuals and families must sign up during the annual Open Enrollment Period (Nov 1 – Dec 15) unless you have a qualifying event, like loss of other coverage. Medicare recipients can purchase a supplement for the first 6 months after signing up for Part B without answering medical questions and can apply any time of the year after that. After your initial enrollment, Medicare Advantage and Part D plans can be changed once a year during the Annual Election Period (Oct 15 – Dec 7).
How do I get a quote?
It’s easy. Give us a call at (972) 245-0266 or click here.
How much does it cost to use a broker?
It doesn’t cost anything extra to use a broker. For fully-insured plans, the premium you pay is the same whether you use a broker or not. You can view our Compensation Disclosure statement here.
What insurance products does JME sell?
At JME, we sell both large and small employer-sponsored health, dental, vision, life, and disability coverage. For individuals and families, we sell health, dental, and vision coverage. And for Medicare recipients, we sell Medicare supplements and can help you find a Part D drug plan. We have a referral partner if you’re interested in Medicare Advantage plans.
Do we need to meet in person for me to buy insurance?
We certainly can meet in person if you would prefer that, but most of our clients prefer to do business by phone or via Teams/Zoom meeting. Whatever works best for you.
Is health insurance expensive?
Unfortunately, yes. But our team of experienced agents will work hard to find you a plan tht fits within your budget.
Is financial assistance available?
For most employer-sponsored plans, the company pays a portion of your health insurance premium. If you don’t have coverage available through your employer, you might qualify for a premium tax credit to help pay your monthly bill. Eligibility is based on your household income and family size.
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